Comprehensive Coverage

Car Insurance For Good Drivers: Key to Affordable Auto Insurance   Car insurance can be a lot more affordable if you’ve got a clean driving record. Insurance companies see if you’re risky or not, and if you haven’t had any accidents or major traffic tickets, you’re considered low risk. That usually means lower premiums, better coverage, and perks like accident forgiveness. Auto insurance can be affordable if you have a good driving record. Insurance firm see if you’re risky or not. What does it mean to be a good driver? A good driver is someone who avoids causing accidents and stays out of trouble with traffic violations. Insurance companies use this info to set rates. So, if you have fewer accidents and tickets, you get better rates. This is why insurance companies offer discounts, lower deductibles, and other benefits to drivers with clean records. To keep your driving record clean, you need to drive safely and follow traffic laws. It also involves adjus...

  GEICO Auto Insurance Review When you think about Geico Auto, you can’t help but think about the company’s well-known mascot—the gecko who is determined to save you “ 15 percent or more .” The company’s advertisements highlight the fact that Geico strives to save policyholders as much money as possible, but the company has far more than just low prices to offer its customers. In fact, Warren Buffett believed that Geico was such a sound investment that he purchased all of the company’s outstanding stock in 1996, making it a subsidiary of Berkshire, Inc. In this review:  Coverage & Policy Options Claims Satisfaction Pricing Financial Strength Geico Car Insurance With more than 80 years of experience and an online quote process that makes creating a policy simple, it’s not difficult to see why Geico insures more than 27 million vehicles and protects over 16 million policyholders. When it comes to policy coverage, Geico Auto has a lot to offer. Lia...

  Cheap Car Insurance You Could Save Money with Cheap Auto Insurance Are you looking for cheap auto insurance but worried about sacrificing quality and service in favor of a more affordable rate? GEICO has you covered. The word "cheap" might be scary when it comes to an auto insurance policy, but it doesn't have to be this way. With GEICO, cheap car insurance means something completely different. It's affordable. It's good for your budget. All while providing you with 24/7 customer service and top-of-the-line insurance for your vehicle. Here at GEICO, quality doesn't fall by the wayside when it comes to providing customers with affordable auto insurance and great customer service. Get a free car insurance quote to find out how much you could save. Keep reading to learn more about what makes our cheap car insurance different from the rest. How to lower my car insurance rates The price you pay for car insurance depends on a...

 5 tips for better auto insurance You may be able to start saving on your auto insurance policy today. Simply remember these five tips and insights. When it comes to getting the bes...

  What Do I Need to Know About Car Insurance Deductibles? The deductible is the amount “deducted” from the cost of car repairs resulting from collisions or other accidents. It is the amount you must pay out of pocket before insurance covers the rest of your expenses. For example, if your deductible is $500 and your car repairs cost $2,000, the insurance company will only pay $1,500 of the bill. If the car is damaged badly, your collision and comprehensive coverage will pay up to the amount of your policy’s limit or the value of your vehicle. When the damage outweighs the car’s value, the insurance adjuster considers it a total loss, or “totaled.” Your deductible will be subtracted from any settlement made on a claim. Do I Pay a Car Insurance Deductible on a Liability Claim? Car insurance deductibles are related to claims on collision and comprehensive coverage, not liability claims. Comprehensive coverage involves damage to the car from incidents other than colli...

  Why Are My Geico Insurance Rates Increasing? People across the country are seeing their  auto insurance rates and homeowners insurance rates increase, and Geico customers in Vermont are no exception. While the rate hikes in Vermont aren’t as high as in other states, these rate hikes are a good time to reevaluate insurance carriers. Why is Geico raising insurance rates? Most insurance carriers are raising insurance rates Geico is far from the only insurance company that’s increasing rates. Across the board, a few factors are making companies increase premiums: Increasing labor and material costs are making repairs more expensive Rising medical healthcare costs are making treatment for injuries more expensive People are driving more miles, and thus in more accidents (for auto) More frequent natural disasters are increasing damage claims (for homeowners) This doesn’t mean that all insurance companies are increasing rates by the same amount, though, and G...

  What Is Liability Car Insurance and What Does It Cover? When it comes to your auto insurance policy, liability car insurance  is a key part of keeping you safe on the road. In the event that you are found at fault in an accident, carrying the right amount of liability insurance could help you not lose tens of thousands of dollars paying for someone else’s bodily injury or property damage. Key Takeaways Essential Coverage: Liability car insurance covers bodily injury and property damage costs if you’re at fault in an accident, protecting you from significant financial loss. State Requirements: Each state has different minimum liability insurance coverage requirements. Ensure you meet or exceed these limits so you’re adequately protected and legally covered on the road. Beyond Liability Insurance: While some drivers only require liability insurance coverage, evaluating your financial situation...

   Buying a new car? Here's how to handle your insurance Buying a new car is exciting. What feels better than the confidence of driving a great looking new ride loaded with the latest features? Just don't start your joyride yet! Before you close the deal at the dealership, you're going to want to make sure your new car is properly insured.   Already have an auto insurance policy? Temporarily extend it to your new vehicle Most insurance companies will extend your current car insurance policy to your new car on a short term basis. If you have multiple cars on your current policy, the policy for the new car will match the highest level of coverage you currently own. It's important to note that this temporary coverage usually only lasts 4 days. Speak to your insurance agent about any specific requirements or deadlines.   Review current policy and compare insurance quotes...

  Maximizing the Benefits of GAP Insurance: A Wise Financial Move GAP insurance is a pivotal policy in the auto insurance world protecting you against negative equity. Learn more about Maximizing the Benefits of GAP Insurance! Maximizing the Benefits of GAP Insurance: A Wise Financial Move GAP insurance is a pivotal policy in the auto insurance world protecting you against negative equity. GAP, which stands for Guaranteed Asset Protection, is designed to cover the difference between what you owe on your car loan or lease and the actual cash value (ACV) of your vehicle in case of theft or total loss. At first glance, it might seem unnecessary, but understanding how to leverage GAP insurance can save you thousands of dollars and provide peace of mind in unexpected situation...

  Navigating Auto Insurance for High-Risk Drivers Navigating the complexities of auto insurance can be challenging for high-risk drivers. These individuals may find it harder to secure coverage due to factors such as DUI/DWI convictions, multiple traffic violations, or simply needing to be more experienced behind the wheel. Despite these challenges, high-risk drivers must maintain high-risk auto insurance coverage to protect themselves and others. Who are Considered High-Risk Drivers? High-risk drivers include those with significant traffic offenses, such as DUI/DWI convictions, and those with multiple minor traffic violations. Inexperienced drivers, including teenagers and those with a lapse in their driving history, also fall into this category. These factors increase insurers’ perceived risk, often resulting in higher insurance premiums . Finding Auto Insurance as a High-Risk Driver Research and Compare For high-risk dri...